🤎 We Know This Isn't Easy
Selling a home — especially under difficult circumstances — is one of the most stressful things a person can go through. We've worked with homeowners facing foreclosure, going through divorce, dealing with probate, and more. Our goal is simple: give you a real option, explain it clearly, and let you decide without any pressure. There's no obligation to accept anything.
We Help Sellers in Every Situation
There's no situation too complicated. If you own a property in Polk County and need to sell, we want to hear from you.
Facing Foreclosure
Behind on payments and running out of time? A cash sale can stop the process before the bank takes action.
Going Through Divorce
When you need to divide assets and move on cleanly, a fast cash sale removes the property from the equation.
Inherited a Property
Dealing with probate or an unwanted inherited home is complicated enough — we simplify the sale completely.
Tax Liens or Back Taxes
Mounting tax debt can spiral fast. We can close quickly and help resolve liens at the closing table.
Relocating Quickly
New job, family situation, or just ready for a fresh start? We close on your schedule so you can move forward.
Property Needs Major Work
Don't spend another dollar on repairs. We buy houses in any condition — as-is, no inspections required.
Tired Landlord
Problem tenants, expensive maintenance, or just ready to exit? We buy occupied rentals — tenants and all.
Behind on Mortgage
Even if you owe more than you think it's worth, let's look at the numbers together. Options exist.
Don't see your situation listed? Contact us anyway — if there's a solution, we'll find it.
How It Works — 3 Simple Steps
We've designed this process to be as easy as possible. No cleaning, no showings, no waiting months for an offer.
Tell Us About Your Property
Fill out the short form below or give us a call. No need to clean, prep, or do anything. Just tell us the address and your situation — that's all we need to get started.
We Make You a Written Offer
Within 24 hours you'll have a written cash offer with a full net sheet — showing you exactly what you'll walk away with. No hidden fees. No pressure. Take your time deciding.
Pick Your Closing Date
If the offer works for you, pick any date. We handle all the paperwork and coordinate with title. You show up, sign, and walk away with cash — as fast as 7 days.
We never make a verbal offer without showing you the full numbers. Every offer comes with a plain-English breakdown: what you receive, what the costs are, and exactly what you walk away with. Zero surprises at the closing table.
Cash Offer vs. Traditional Listing
Both paths are valid — the right choice depends on your situation and what matters most to you.
| Cash Offer (PolkCashBuyers) |
Traditional Listing (With Agent) |
|
|---|---|---|
| Time to Offer | Within 24 Hours | Days to weeks of showings |
| Time to Close | As Fast as 7 Days | 30–90 days (financing dependent) |
| Repairs Required | None — We Buy As-Is | Often required for financing or buyers |
| Agent Commissions | $0 | 5–6% of sale price |
| Closing Costs | We Cover Them | 1–3% seller-paid closing costs |
| Financing Contingencies | None — All Cash | Sale can fall through if loan denied |
| Open Houses / Showings | None | Multiple — requires cleaning & staging |
| Certainty of Closing | Guaranteed (no financing risk) | Can fall through at any point |
| Sale Price | Below retail — you're trading price for certainty | Full market value (if it sells) |
* Cash offer amounts are typically below retail value — the trade-off is speed, certainty, and zero hassle. We show you the full net from both scenarios so you can decide.
Tell Us About Your Situation
No obligation. No spam. Just a real conversation about your options. We respond within a few hours.
Get Your Free Cash Offer
Takes 2 minutes. Zero commitment required.
Questions Sellers Ask Us
Cash offers are typically below retail market value — that's the trade-off for speed, certainty, and zero hassle. A traditional sale with an agent might get you a higher sale price, but it also comes with 6–8% in commissions and closing costs, months of uncertainty, required repairs, open houses, and the risk the buyer's financing falls through at the last minute.
We'll show you a full net sheet alongside our offer so you can compare what you'd actually walk away with under both scenarios. For many sellers, the cash option nets more after costs — and always closes faster with zero stress.
Absolutely not. We buy houses in any condition — fire damage, water damage, code violations, full gut renovations needed, or anything in between. Don't throw another dollar into a property you're planning to sell. Leave the furniture, the clutter, whatever doesn't move with you — we handle it all.
In most cases, we can close in 7–14 days from the time you accept our offer. If you need more time — 30, 45, or 60 days — that works too. We close when it's right for you. The only real limit is the title search process, which typically takes 5–7 business days to clear.
This is one of the most common situations we help with. A cash sale can stop the foreclosure process — but time is critical. The sooner you contact us, the more options you'll have. We'll review the numbers, explain what's possible, and give you a clear picture of how a sale would work in your situation. No judgment. No pressure.
Yes. Daniel Bustamante is a licensed Florida real estate agent affiliated with Century 21 Wolf's Crossing. This means you have the protections of working with a licensed professional — full disclosure requirements, fiduciary duty, and the backing of an established brokerage. We're not a faceless national franchise. We're local professionals who know this market.
That's completely normal — most homes sell with a mortgage on them. At closing, your mortgage is paid off first from the sale proceeds, and you receive whatever remains. If you owe close to what it's worth (or more), we'll work through the numbers with you honestly and let you know what's realistic before you commit to anything.
More questions? Visit our full FAQ page or reach out directly.
Ready for a No-Pressure Conversation?
Fill out the form above or call us directly. We'll listen first, then show you your options — no obligation, no rush.